Brad talks with Claudia Jorgensen – Mrs. Valleywide Realtor about the current housing market for 2022. Analysts think that appreciation will NOT continue at the same pace. When you hear about prices coming down, what that means is that FUTURE appreciation will not be as aggressive as it was these past 2 yrs. Zillow thinks the over all year appreciation will be 14% and Fannie Mae, more conservative at 7.5%. Housing will not come down immediately and for a buyer to be able to afford a house there are new loan limits, lower down payment options leading to more lenient underwriting. FHA 3.5% down and Conventional as low as 5% down. For more information visit www.claudiajorgensen.com.